Send money to another
bank or e-wallet anytime,
anywhere in an instant.

Send money to another bank or e-wallet, anytime, anywhere in an instant.

What is InstaPay?

Sending money to another
bank or e-wallet in an
instant…that’s InstaPay!

InstaPay is the electronic service that enables you to instantly transfer money from your bank or e-wallet to a different one. It is readily available in the mobile app of partner banks and e-wallets.

How to send money?

1

Log in to your bank’s
or e-wallet’s online or mobile banking app.

2

Tap ‘Send’ or ‘Transfer’ money and select the bank or e-money from the drop-down list.

3

Choose the account you are sending from and enter the amount and recipient details.
Confirm and submit.

4

Enter your PIN or the one-time passcode (OTP) sent
to your mobile phone.

How to pay?

InstaPay QR Ph doubles the ease and speed of paying for your purchases.

InstaPay QR Ph doubles the ease and speed of paying for your purchases. When you are doing your grocery, buying in-store or online, or paying for your restaurant bill, just scan the QR Ph code at the store or shop, then enter the amount to pay and onetime PIN sent to your mobile phone. In seconds, you’re done.

What’s New?

Digital Banks are the newest InstaPay partners

Tonik Digital Bank and Union Digital Bank are the newest partners of InstaPay. Accountholders of Tonik Bank can now send and receive funds to and from other InstaPay partners in real-time using a QR Ph code while account holders of UnionDigital can send and receive...

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Instapay Designated As Prominently Important Payment System

The Bangko Sentral ng Pilipinas (BSP) recently designated Instapay as a prominently important payment system (PIPS) pursuant to the National Payment Systems Act. As defined in the Payment System Oversight Framework created by BSP to implement this law, a PIPS is a...

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